The rules that apply when you browse our FHA guides, run a calculator or send us your loan details.
By using this site, submitting a form, or using an FHA calculator, you agree to these Terms of Use and to our Privacy Notice. If you do not agree, please do not use the site. We may update these terms; continued use after an update means you accept the revised terms.
The site is intended for adults 18 or older who are researching FHA financing in the United States. Loan inquiries are accepted only from consumers seeking financing in states where Simply Approved Mortgages LLC is licensed — currently Florida and Colorado. Educational content is available to everyone.
The content, checklists, guides and calculators are general mortgage education. They are not legal, tax, accounting or investment advice, are not underwriting decisions, and do not create a lender, broker, fiduciary or client relationship. A relationship begins only when you submit an application and we confirm it in writing.
Calculator output is an illustration built from your inputs, published HUD/FHA factors and sample assumptions. Results may be rounded, may omit fees, and are not a quote, rate lock, pre-approval or commitment to lend. Public datasets we display can be revised or temporarily unavailable; we show the source and refresh status rather than guaranteeing accuracy.
You agree that the information you provide is accurate and yours to share, and that you will not submit another person's data without authorization. Do not send full Social Security numbers, account numbers or sensitive documents by email — ask us for a secure upload link instead.
When you submit a form you consent to be contacted about your inquiry by phone, SMS, email and AI-assisted follow-up at the contact details you provide, including a wireless number, using automated technology. Message and data rates may apply. Consent to marketing contact is not a condition of any loan or purchase. Reply STOP to end texts or use the unsubscribe link in any email.
You may not scrape, mirror, resell or bulk-download site content, interfere with the site's operation, attempt unauthorized access, submit false or automated lead submissions, or use the site for any unlawful, discriminatory or deceptive purpose. We may suspend access for conduct that violates these terms.
The site design, text, guides, calculators, images and the Simply Approved Mortgages name and logo are owned by Simply Approved Mortgages LLC or its licensors. Government data reproduced here remains public information. You may print or share individual pages for personal, non-commercial use with attribution.
Links to HUD, CFPB, credit-monitoring partners, assistance programs and other third parties are provided for convenience. We do not control those sites and are not responsible for their content, products, availability or privacy practices.
The site is provided "as is" and "as available" without warranties of any kind, express or implied, including merchantability, fitness for a particular purpose, accuracy and non-infringement. We do not warrant that the site will be uninterrupted or error-free.
To the fullest extent permitted by law, Simply Approved Mortgages LLC and its officers, employees and agents are not liable for indirect, incidental, consequential, special or punitive damages arising from your use of the site or reliance on any illustration published here. Some jurisdictions do not allow certain limitations, so parts of this section may not apply to you.
These terms are governed by the laws of the State of Florida, without regard to conflict-of-law rules, except where the consumer-protection law of your state of residence applies and cannot be waived. You may also raise a concern with your state mortgage regulator or with the Consumer Financial Protection Bureau at consumerfinance.gov/complaint.
Simply Approved Mortgages LLC, NMLS ID# 2620881. Phone 877-813-7219 · Email support@simplyapproved.com.
Simply Approved Mortgages LLC | NMLS #2620881
Florida Branch Office (Miami, FL) | Branch NMLS #2688012
Florida Mortgage Broker License #MBR7685 | Colorado Mortgage Company Registration
Business Phone: (877) 813-7219
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